The EMV 3-D Secure is a security service offered to KTC credit cardmembers for online payments of goods or services via the internet. It has been developed to meet international security standards and support VISA International's Verified by Visa (VbV), Mastercard's Mastercard Securecode (MCSC), and JCB International’s J/Secure systems. The service includes a 2-step data protection mechanism to verify the identity of the cardholder: using VbV; MCSC or J/Secure which is an anti-card and identity theft code; and a personal message to verify that the online store is registered with VISA International, Mastercard International, and JCB International. Additionally, the payments for goods and services made via KTC credit cards in the online system will be processed following the standards of the 128 bit SSL encryption.
