Cash Back for Every Spending



Cash back for every purchase with KTC Credit Card

Cash Back for All Purchases Easily

Maximum of 0.8% cash back

100% Cash Advance Withdrawal

Flexible spending when withdrawing cash from your credit card, not exceeding the current outstanding balance or not over 200,000 Baht/day.

The amount of cash withdrawal per time or per day is subject to available credit limit conditions/limitations of each Bank’s ATM.

Easy Installments

Purchases of products or services with KTC FLEXI at 0% interest rate for a maximum 10 months.


Change Your Outstanding Balance

With an installment payment in the following month for purchases of products or services at 0.80% interest rate for a maximum of 10 months. Exclusive offers when using KTC FLEXI by PHONE for any purchases in Singapore, Malaysia, Indonesia, and Hong Kong at 0.69% interest rate.


Instant Payment

Automatic monthly payments for phone, internet, and other utility services.

Beyond Your Expectations with Exclusive


Privileges Worldwide

Exclusive Privileges

International Travel Insurance

Offering a maximum insurance limit of 8,000,000 Baht And maximum baggage insurance limit of 40,000 Baht / time

Personal Assistant Services

Offering personal assistant services at anytime

Free! Annual Fee

Make Your Payment Easier

With convenient, easy, and contactless payment without the need to swipe your credit card

Unlock Your Analog Lifestyle

Eliminate the traditional credit card swiping system and enjoy an unlimited shopping experience through your smart phone with KTC VISA and KTC MASTERCARD credit cards



Application Details


Primary Card

  • Minimum age of 20 years old
  • Minimum monthly salary of 15,000 Baht

Remark (for primary and supplementary card applicants)
KTC reserves the right to take into approval process only to Primary and Supplementary card applicants who have never been member of KTC Credit Card or have cancelled KTC Credit Card membership for more than 24 months.

Supplementary Card

  • 15 – 80 years of age.
  • Applicants below 20 years of age must provide a consent letter from legal parents or authorized representatives, unless the applicant is a child of the primary cardmembers.
  • Attach copies of identification cards of both primary and supplementary cardmembers and a house registration of the supplementary applicant.
Required Documents

For individuals with regular earnings / office workers / government officers

  • A copy of valid Identification Card or
  • A copy of Government Employee Identification Card or a copy of Passport enclose with a copy of House Registration
  • Documentation for proof of income, such as salary certificate / salary slip / withholding tax certificate
  • Copies of the most recent 3-month bank statements, along with the front page of the bank account stating your name and account number

For entrepreneurs / freelancers

  • A copy of identification card 
  • Copies of the most recent 6-month bank statements, along with the front page of the bank account stating your name and account number
  • A copy of company or commercial registration certificate (if applicable)
  • A copy of the list of shareholders (if applicable)