Your Own Definition of Success



Discover an your success with exclusive privileges

Flexible for every lifestyle

100% Cash advance withdrawal from KTC VISA PLATINUM credit card, not exceeding the current outstanding balance

Easy Installments

An installment payment for purchases of products or services at a special interest rate of 0% for a maximum of 10 months with KTC FLEXI


Change Your Outstanding Balance

Offering an installment payment in the following month for purchases of products or services at an interest rate of 0.8% for a maximum of 10 months with KTC FLEXI by PHONE


Instant Payment

Automatic monthly payments for phone, internet, and other utility services.

Preferred Points Redemption

Earn 1 point for every 25 Baht purchase with credit card
Points can be redeemed for products/services at the participating stores

Exclusive Privileges

International Travel Insurance

Offering a maximum insurance limit of 8,000,000 Baht
And maximum baggage insurance limit of 40,000 Baht / time

Discount on flight tickets

4% discount on domestic flight tickets at

Personal Assistant Services

Offering personal assistant services at anytime

Make Your Payment Easier

Make Your Payment Easier

With convenient, easy, and contactless payment without the need to swipe your credit card

Unlock Your Analog Lifestyle

Eliminate the traditional credit card swiping system and enjoy an unlimited shopping experience through your smart phone with KTC VISA and KTC MASTERCARD credit cards



Application Details


Primary Card

  • Minimum age of 20 years old
  • Minimum monthly salary of 15,000 Baht

Supplementary Card

  • 15 – 80 years of age.
  • Applicants below 20 years of age must provide a consent letter from legal parents or authorized representatives, unless the applicant is a child of the primary cardmembers. A copy of house registration under the applicant’s name is also required.
  • Attach copies of identification cards of both primary and supplementary cardmembers.
Required Documents

For individuals with regular earnings / office workers / government officers

  • A copy of valid Identification Card or
  • A copy of Government Employee Identification Card or a copy of Passport enclose with a copy of House Registration
  • Documentation for proof of income, such as salary certificate / salary slip / withholding tax certificate
  • Copies of the most recent 3-month bank statements, along with the front page of the bank account stating your name and account number

For entrepreneurs / freelancers

  • A copy of identification card 
  • Copies of the most recent 6-month bank statements, along with the front page of the bank account stating your name and account number
  • A copy of company or commercial registration certificate (if applicable)
  • A copy of the list of shareholders (if applicable)