A single card for all occasions and every desire

with greater convenience from cash withdrawal service and KTC FLEXI installment payment plan.

Enjoy greater convenience. Cash withdrawals are possible anywhere and anytime.

  • Free on cash withdrawals from any ATM nationwide.
  • Free on payment fee at any Krungthai Bank and KTC TOUCH branch.
  • Minimum 3% payment of the current balance specified in the statement, but must be at least 300 baht.*
*Terms and conditions apply.


NEW! Online Monthly Cash Installment
via TapKTC mobile application

  • No need to remember! Equal monthly installments.
  • Convenient! 24-hour money transfer.
  • With ease! Low interest rate.

*See Table of Interest Rate and more details, HERE.

Online Cash Withdrawals

Conduct you transactions online, 24/7, with no PIN required, and transfer money to any Krungthai Bank account through KTC ONLINE via TapKTC Mobile Application OR ClickKTC at www.ktc.co.th/ClickKTC

Easy Installment Payment Options

You can easily own your favorite items through KTC FLEXI installment payment plan with zero interest, or fixed monthly interest starting from 0.99% for 24 months.

Interest / Fee Calculation

Payment Channels

Application Details

  • Have a steady source of income; for example, from working as a corporate employee, a civil servant, or a state enterprise employee, and etc.
  • Hold Thai nationality with at least 20 years of age.
  • Have a minimum of 12,000 baht monthly salary.
  • Work at least 4 months for the current employer.
  • Operate the business for at least 3 years with minimum income of 30,000 baht a month, for business owners or entrepreneurs.
  • Have valid home or office phone numbers.
Required Documents

For corporate employees/ civil servants/ state enterprise employees

  • Copy of Identification Card.
  • Copies of Civil Servant Card or State Enterprise Employee Card, and House Registration.
  • (Master copy of) Proof of Income Letter / latest salary statement.
  • Copy of latest 3 month balance statements of your salary deposited account, from your banks/financial institutes.
  • Copy of the title page of the account book with the information of the (only borrower’s) bank name, and the account number.

For business owners/ entrepreneurs

  • Copy of Identification Card.
  • Copy of Juristic Person or Commercial or Value Added Tax Registration Certificate.
  • Copy of latest 6 month balance statements of the account under the borrower’s name.
  • Copy of (the company) list of shareholders.
  • Copy of the title page of the account book with the information of the (only borrower’s) bank name and the account number.

Frequently Asked Questions (FAQ)