Redeem KTC FOREVER for 13% cash back when paying insurance premiums for both the first year and the renewal year on products FWD's Big 3 critical illness insurance online.

Terms and Conditions

FWD Big 3 online critical illness insurance

1. This promotional campaign (“this promotion”) is created by Krungthai Card Public Company Limited or KTC to offer benefits to KTC credit card members (“a cardmembers”) who pay for life insurance or health insurance premiums of the Company. FWD Life Insurance Public Company Limited or FWD on products that can be paid by credit card. Both first year insurance premiums and/or renewal year all sales channels with KTC credit card (“a card/cards”) during 1 July 2022 – 31 December 2022 (“promotion period”) according to specified conditions only.
2. spending through the card according to the conditions of this item Limited to full payment of life insurance premiums only. We reserve the right to exclude spending on installment transactions with all types of KTC credit cards, unit linked insurance premiums, interest, credit line usage fees, fines and other fees. Refunds arising from cancellation of purchases of goods/services or refunds arising from all types of refunds to be calculated for credit refunds to members according to this list
3. In the event that a member is registered Or make a transaction to join this promotion, including credit cash back up to 1% and special points up to 20%, or registering more than 1 program, KTC reserves the right to offer benefits according to registered promotions. or make the last entry only 
4. Calculation of cash back/extra points From the spending with the card according to this list, KTC will calculate on a monthly basis according to the calendar cycle. By considering the spending amount that members register to receive privileges according to the conditions only.
5. KTC will credit cash back / transfer special points. into the member's card account within 60 days from the last day of the month that the member makes the payment for insurance premiums via the card and comply with the conditions of this item 
6. Privileges under this program cannot be exchanged, exchanged and/or converted into cash. or transfer the rights to others
7. Conditions for consideration of insurance and coverage are as specified by FWD Life Insurance Public Company Limited . 
8. We reserve the right to give, cancel, withdraw or revoke the benefits under this list. whether in whole or in part including claiming compensation (if any) if it is found that the right to participate in the program is found to have been used dishonestly, dishonestly or fraudulently in order to obtain the right to this program or violate the conditions or the purpose of using the card or the member has canceled the spending and / or canceled the policy after the member has already received the benefits
9. We reserve the right to grant benefits according to this program. For members who maintain membership and have no history of default Throughout the program period until the date KTC has given privileges to members according to this program
10. We reserve the right to change or cancel any details, terms, conditions and/or benefits of this program without prior notice. And in the event of a dispute, the decision of KTC is final.
11. KTC is not involved in the consideration of life insurance. and providing protection under the terms of life insurance according to this list For more information about life insurance products, please contact the Customer Service Center, FWD Life Insurance Public Company Limited, call 1351. 
12. The insured member should study and understand the offer document before making a decision to purchase life insurance/insurance. Once the policy has been received, please study the details of the terms and conditions in the policy.
13. Please study or ask for more information about the promotion at 02 123 5000 or www.ktc.co.th/insurance.  

Conditions for every 1,000 KTC FOREVER points redeem 13% cash back

1. We reserve the right to exclude KTC VISA CORPORATE credit card members, all types of KTC - ROYAL ORCHID PLUS credit cards, KTC cards for government agencies, KTC credit cards - National Blood Center, Thai Red Cross Society, KTC - SCG VISA PURCHASING credit cards and KTC credit cards. CASH BACK cannot participate in this cash back redemption program.
2. Members who wish to redeem cash back under this program Must register to redeem points for credit cash back every time you spend. By sending an SMS message, type FWR, space, followed by 16-digit credit card number, followed by a tick. #And the number of points you wish to redeem for cash back, send to 061 384 5000 (3 baht per service) 1 SMS / policy / sales slip within the same day as the transaction date The member must receive a reply confirmation of joining the program from KTC. to be eligible to participate in this program 
3. In the event that a member registers for privileges more than 1 time per policy, KTC will uphold the registration that has been registered. Specify the maximum number of points that can be redeemed for the highest credit cash back. to calculate the credit cash back into the card account of registered members In the event that the member has canceled the card participating in the list for any reason KTC will assume that the member has waived the right to participate in this program. 
4. Members who pay for life insurance premiums or health insurance via the card every 1,000 baht or more per sales slip within the program period Members can use every 1,000 points to redeem cash back in the amount of 13% or 130 baht according to the specified conditions.
5. Members can use KTC FOREVER points as specified to redeem for cash back. For payment of goods/services per 1 sales slip and per 1 policy only Cannot separate sales slips
6. We reserve the right to redeem cash back under this promotion. Only for members who have KTC FOREVER points in the member's credit card account on the date KTC calculates enough points to redeem credit cash back according to the conditions specified in this list only.