iPhone 11 l Get 4% cash back when paying 0% installment payments up to 6 months or receive 20% discount with the usage of KTC FOREVER points.

Terms & Conditions of the Grant of Credit Cash Back and Device Discount
The Grant of Credit Cash Back
1. This promotion campaign (“this promotion”) is provided by Krungthai Card Public Company Limited or KTC to offer special privileges to KTC credit cardmembers (“a cardmember/cardmembers”) who make transactions with a KTC credit card (“a card/cards”) for purchases of products on www.ktcapplerewardsstore.com between 28 Oct 20 - 31 Jan 21 (“promotion period”) according to specified conditions only.
2. KTC reserves the right to exclude the following cards to join this promotion: all KTC CASH BACK cards, KTC - Thai Red Cross National Blood Center, KTC VISA CORPORATE, KTC - SCG VISA PURCHASING, and KTC GOVERNMENT SERVICES.
3. Cardmembers will automatically earn credit cash back for purchases of products on the KTC APPLE REWARDS STORE website. Participating products include: iPad Pro, New iPad Air, New iPad, iPad Mini, Apple Watch 6, Apple Watch SE, Apple Watch 3, MacBook Air, MacBook Pro, iPhone 11, iPhone XR, iPhone SE, iPhone 12, iPhone 12 mini, iPhone 12 Pro, and iPhone 12 Pro Max. Cardmembers are required to select installment payments as their payment method only. Installment payment options include: 0% up to 3 months, 0% up to 6 months, 0% up to 10 months, and 0.5% or 0.59% up to 10 months only.
4. In the case that cardmembers make a payment for products with a KTC VISA credit card in accordance with the conditions listed in clause 3, cardmembers will earn 4% credit cash back on the installment payment balance.
5. In the case that cardmembers make a payment for products with a KTC-MASTERCARD, KTC JCB or KTC UNIONPAY credit card in accordance with the conditions listed in clause 3, cardmembers will earn up 1% credit cash back on the installment payment balance.
6. The Firm reserves the right to only grant credit cash back in this promotion to KTC credit cardmembers who have made installment payment transactions according to specified conditions per each purchase order during the promotion period only.
7. KTC reserves the right to only grant credit cash back to cardmembers whose first names and surnames shown on his/her identification cards are consistent with the names shown on his/her credit cards used to register for this promotion.
8. In the case that cardmembers have cancelled the registered card under any circumstances, KTC will consider the cardmember void from qualifying for the promotion.
9. KTC reserves the right to exclude balances from interest, credit usage fees, fines, other fees, product/service purchase cancellation or all cash backs from refunds in the computation process to provide cardmembers special privileges in this promotion.
10. For the calculation of the spending amount with the card in order to receive a credit cash back under this promotion, KTC will calculate based on the overall spending amount starting from the successful registration day until the last day of the calendar month. KTC will calculate the credit cash back on a monthly basis until the last day of the promotion according to terms and conditions.
11. KTC will credit credit cash back into cardmembers’ credit card accounts within 30 days from the last day of the month the successful transaction was made.
12. KTC reserves the right to not grant all types of KTC FOREVER points for the credit card spending amount that is used to calculate for credit cash back under this promotion. Cardmembers will automatically earn regular points from the aforementioned spending amount and the points will be deducted from their credit card accounts on the same day credit cash back is credited. In the case that KTC cannot deduct KTC points from cardmembers’ credit card accounts, KTC reserves the right to not credit cash back under this promotion to cardmembers in full.
13. This special privilege cannot be used in conjunction with other promotions.

The Grant of Device Discount
Cardmembers redeem for 20% discount for purchases of any Apple products on the KTC Apple Rewards Store website. Cardmembers are required to select “Pay with KTC FOREVER points + KTC credit card” as their payment method to redeem for 20% discount. The displayed balance will be the amount calculated with the 20% discount deducted.

General Terms and Conditions
1. The privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party.
2. KTC reserves the right to offer the privileges under this promotion to only cardmembers with normal account status and have no record of default or overdue payment throughout the promotion period until the day on which the privileges are granted to the cardmembers, in accordance with KTC’s existing record.
3. KTC reserves the right to offer, cancel, revoke or recall any privileges under this promotion, wholly or partially, including the claim of compensation for damages (if any) if fraudulent activities are committed in order to receive the privileges under this promotion, or if the card is used for any commercial purpose, in breaching of determined conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC granted the privileges under this promotion to the cardmembers.
4. Other terms and conditions which are not specified herein shall be provided by any relevant store/seller/service provider. Please inquire for details of conditions before purchasing goods/services.
5. KTC is not a manufacturer, distributor or service provider and has no involvement regarding any products/services under this promotion. Should there be any inquiries or claims in respect of products/services, or sales slip/tax invoice requirement, please contact the manufacturer, distributor and/or the owner of product or service directly.
6. KTC reserves the right to amend, change, or cancel the terms and conditions, details, and/or privileges of this promotion (including changing to any other prizes with equivalent value) without prior notice. In the case of any dispute, KTC’s decision is deemed final.
7. For more information, please call KTC PHONE 02 123 5000