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Home / Credit Card / KTC UNIONPAY PLATINUM

KTC UNIONPAY PLATINUM

The answer for your lifestyle of every spending

No

Annual Fee

2x Points

in Hong Kong, Macau, Taiwan

U Collection

Get discount and more privileges

Apply
  • Back

KTC UNIONPAY PLATINUM

  • Privilege
  • Detail
  • Register
  • Register
KTC mPOS

Privileges

Earn KTC FOREVER points
 

for every spending amount in Hong Kong, Macau and Taiwan
in HKD / MOP / TWD currency only
from 1 Jan 26 – 31 Dec 26

  • Unlimited points accumulation

  • No expiration on points

  • Countless options for points redemption

Terms and conditions

U Privilege - Special Privilege for you
U Collection

Get discount and privilege from premium stores, restaurants, hotels,
and tourist attractions both locally and internationally.

  Details and conditions
U Plan

Get discount and privilege via U Plan Platform which is electronic Coupon (e-Coupon) from participating merchants via UnionPay International WeChat Official Account and merchant stores.

Annual Fee

No entrance fee and annual fee.

KTC PERSONAL ASSISTANT

Providing advice and information/assistance on

• Air-ticket, restaurant reservations and gift & flower delivery.
• Special event notification.
• Home maintenance service.
• Medical emergency service.

The above services are intended for providing information, recommendation and coordination for personal use only, and not intended for commercial or illegal purposes. The cardmember shall be held responsible for the expenses incurred from such services.

KTC PERSONAL ASSISTANT is available 24 hours every day
at 02 123 5000 press 0.

More Details

Easy Installments

Pay products / services with a special interest rate of 0% up to 10 months through the installment payments with KTC credit card.

Full payment can be changed to installment payment.

Change your full payment amount for the purchase of products/services before the statement closing date into the installment amount at 0.74% interest rate per month, up to 10 months, easily via the KTC Mobile app or by calling KTC PHONE 02 123 5000 ; press 4.

more details
Accidental Insurance

Special privilege for new KTC credit cardmembers to get a maximum accident insurance coverage limit of 300,000 THB for 90 days with no cost from the date of card activation from 1 Jan 26 - 31 Dec 26.

After the member completes the transaction according to the specified conditions, they will be contacted by an insurance company representative to confirm the accident coverage received.

more details
Terms and conditions
  • Benefits of this PA insurance coverage is for new applicants of primary KTC credit cards (“members”) with Krungthai Card Public Company Limited or KTC, whose cards have been approved and activated during 1 January 2026 - 31 December 2026 (“Program Period”) according to specified conditions only. This privilege will be automatically granted to card members from the card activation date.
  • Reserved the rights only for applicants who have never been a KTC credit card member of any type with KTC before or cancel card membership not less than 2 years (24 months) ago.
  • We reserve the right to exclude KTC National Blood Center card, KTC Thai Red Cross Society card, KTC SME COMMERCIAL VISA card, KTC VISA CORPORATE card and KTC cards for government agencies to participate on this program.
  • Members who comply with the specified conditions will receive benefits for death protection due to accidents with a maximum credit limit of 300,000 baht for a period of 90 days from the card activation date (free of charge). This does not include death resulting from driving or riding a motorcycle, murder, physical abuse, terrorism, riots, civil war. The conditions of coverage and other exceptions will be as specified in the insurance policy issued by Thai Life Insurance PCL.  and life insurance brokers under this benefit, which is T.C. Insurance Broker Service Company Limited.
  • All rights reserved for applicants aged between 20 - 60 years and holding Thai nationality only.
  • We reserve the right to offer this benefit to a maximum of 1 policy per 1 primary cardholder only.
  • This privilege cannot be redeemed, exchanged, and/or turned for cash and not transferable to another person.
  • KTC is not involved with the insurance products under this list. In the case that members have questions or complaints about coverage under the insurance plan, please contact Thai Life Insurance Public Company Limited at 02 054 8484 on business hours (Monday - Friday from 8:30 a.m. - 5:00 p.m.)
  • Ask for more details about KTC benefits and products by calling KTC PHONE 02 123 5000.
Travel Insurance

Insurance coverage for international & domestic flights and lost
or damage baggage more details

Cash Withdrawal

Cash withdrawal with the amount not exceeding the remaining credit limit or maximum of 200,000 THB/day via ATM and maximum of 500,000 THB/day via KTC Mobile app.

 

Note: The amount of cash withdrawal per time or per day is subject to available credit limit conditions/limitations of each Bank’s ATM.

Rewards Points 

Every 25 THB spent with KTC credit card earn 1 KTC FOREVER point. Points can only be redeemed for products/services at participating stores nationwide. No expiration on KTC FOREVER points.

more details
Enjoy privileges with your spending in China.

Waive the 3% international credit card transaction fee for all spending when linking any type of KTC UNIONPAY credit card or KTC PROUD UNIONPAY cash card to the Weixin Pay (or WeChat Pay) and Alipay apps.

Remark:
• Weixin Pay waives fees until 31 Dec 26.
• Alipay waives fees until 10 Jul 26.

Tap & go with UnionPay QuickPass

With convenient, easy, and contactless payment without the need to swipe your KTC UNIONPAY credit card at the participating stores with the UnionPay QuickPass sign.

New Credit Card Customers

Total income start at 15,000 THB
( Foreigners minimum monthly income of 50,000 THB )

Apply Online Service

  • Convenient: Apply and submit documents online 24 hours a day.
  • Submit informationand documents into the system immediately.

Prepare your physical National ID card
and have document image files
ready to start applying.

Apply Now

Scan to Apply

Or
Terms and conditions to use more than 80 golf courses in 7 countries
  • The privilege is for the period of 1 Jan 20 – 31 Dec 21. Golfing privileges offered to cardmember is not to be regarded as a membership to any of the golf clubs.
  • The payment must be made with KTC UNIONPAY that participate in this promotion via the specified websites only.
  • The privilege under this promotion is provided by Quadruple Pte Company Limited and UnionPay International Company Limited does not constitute as a direct offer from the golf clubs.
  • All booking must be made at least 3 days prior to the date of play.
  • KTC UNIONPAY credit cardmembers will get USD 10 discount/round.
  • Booking confirmation email will be sent to the email address registered by the cardmembers. Please show the email to staff to enjoy the privilege.
  • The discount on green fee excludes expenses on buggy, caddy, turf mate, locker, insurance, tax, and other expenses if any. The green fee might be of standard rate according to terms and conditions of that particular golf course and it will be charged to the KTC UNIONPAY credit card when making reservation.
  • Once the privilege for the round of golf is paid for, it is not transferable.
  • The cardmembers who do not make reservation via the specified website cannot enjoy the privilege.
  • The privilege cannot be used in conjunction with any other promotions.
  • UnionPay International Company Limited and the participating golf courses and Quadruple Pte Company Limited are not responsible for the following circumstances;
    • any accident that causes wound or injury to body
    • any damage or lost occurring to the golf course
  • The reservation for golfing depends on the availability of day and time of that particular golf course.
  • The change of reservation day and time depends on the availability of day and time of that particular golf course.
  • The privilege is for golfing only. The cardmembers and their companion cannot enjoy other facilities of the golf course.
  • The cardmembers and their companion must follow the rules and regulations of that particular golf course.
  • To the fullest extent permissible by law, each participating customer releases UnionPay International and Quadruple Pte Ltd from any claim, loss, damage, cost or expense (including any claim for legal expenses) sustained or incurred by him/her in connection with his/her participation in the Program.
  • UnionPay International Company Limited or Quadruple Pte Company Limited do not underwrite or warrant the services performed by the golf courses and shall not be liable in any manner whatsoever for any deficiency, delay or imperfection in such services or for any loss or damage that may be suffered, or for any personal injury to a Customer directly or indirectly by use or non-use of the services provided by the golf club under this privilege.
  • UnionPay International Company Limited is not responsible for the reservation without confirmation.
  • There will be no reservation for golfing on the tournament days of that particular golf course.
  • The privilege is for personal golfing only. It is not for group reservation.
  • It is mandatory to make a minimum of 2 ball bookings on weekdays and 3 ball bookings on weekends, failing which the booking may get rejected by the respective golf clubs.
  • All cancellations must be made at least 3 days prior to the date of play, else the slot will be considered as utilized and is non-refundable.
  • This Program is not applicable for UnionPay staff.
Terms and conditions of 2x KTC FOREVER points
  • Earn 1 KTC FOREVER point for every 25 Baht purchase with KTC UNIONPAY PLATINUM credit card.
  • Earn 2x KTC FOREVER points = 1 regular point + 1 extra point KTC FOREVER point from every spending amount in in Hong Kong, Macau and Taiwan in HKD / MOP / TWD currency.
  • The extra point will be credited to the cardholder’s account within 60 days after the month in which the eligible transaction was made.
  • Exclusions from earning KTC FOREVER points:
    • Transactions made at merchants in the European Economic Area (31 countries), the People's Republic of China, and other excluded categories (For more details, visit www.ktc.co.th/rewards).
    • Interest payments, penalties, fees, canceled transactions, and all types of refunds.
  • KTC reserves the right to revoke, cancel, or reclaim KTC FOREVER points, either in full or partially, and to seek compensation (if applicable) if KTC has reasonable ground to believe that the cardmember has engaged in any of the following activities:
    • Payments are made to the credit card account exceeding the billed amount or approved credit limit to use for business-related or commercial purposes, or non-personal, or fraudulent purposes.
    • Using the credit card fraudulently or dishonestly to accumulate KTC FOREVER points, or for business-related or commercial purposes.
    • Violating of the specified terms and conditions of card usage.
    • Canceling transactions after KTC FOREVER points have been awarded.
  • This privilege cannot be exchanged for cash, transferred, or assigned to others.
  • The cardholder’s account must be in good standing at the time KTC awards the KTC points.
  • This privilege is valid from January 01, 2026 to December 31, 2026.
Terms and conditions to use the service in airport lounge by DragonPass
  • The privilege is only eligible for KTC UNIONPAY PLATINUM credit cardmembers.
  • The KTC UNIONPAY PLATINUM credit cardmembers must pay for the service to use the airport lounge via the specified website with KTC UNIONPAY PLATINUM credit card only. Payment with cash and money transferred are not accepted.
  • The privilege is for the cardmembers only. For companion, the service time will be deducted from the membership card that was registered. If the service time is insufficient, cardmembers can purchase the additional service times via the specified website and it will be automatically transferred into the DragonPass cardmember.
  • The lounge service privilege is valid for 1 year from the issuer provide service date and it cannot be refunded.
  • UnionPay International Company Limited and DragonPass Company Limited reserve the right to their specified terms and conditions. If there is any dispute, their decision is final.
Terms and conditions
  • This offer is only eligible for UnionPay cards issued outside Mainland China, Hong Kong and Macau.
  • Program period: 1 Jan 20 – 31 Dec 20.
  • Cardholders need to fill in the eligible card number and then finish payment on UnionPay Online after verification.
  • Each cardholder can enjoy this discount twice per month. The total amount of discount is limited on first-come-first-served basis.
  • Cardholders need to finish booking and payment 48 hours in advance on Limousine Service Page specified by UnionPay at https://institution.dragonpass.com.cn/unionpay-intl/generalIndex. Limousine service refers to the transportation within one city. (Definition of one city: Administrative city region.)
  • DragonPass Limousine service is now available in more than 50 cities in Mainland China and Taiwan:
    Mainland China: Beijing, Changchun, Changsha, Chengdu, Changzhou, Dalian, Fuzhou, Guangzhou, Guilin, Harbin, Hangzhou, Liuzhou, Nanning, Sanya, Shanghai, Shenzhen, Shenyang, Tianjin, Wuhan, Xi'an, Xiamen, Zhengzhou, Chongqing, Ningbo, Nanchang, Qingdao, Taiyuan, Yancheng, Wuxi, Nanjing, Jinan, Lijiang, Kunming, Tengchong, Yantai, Hohhot, Xishuangbanna, Lanzhou, Wenzhou, Shijiazhuang, Xining, Zhuhai, Yinchuan, Hefei, Urumqi, Guiyang, Suzhou, Haikou, Xuzhou and Lhasa, Taiwan: Taoyuan, Taibei, Taizhong and Kaohsiung.
  • Please select your service reservation city, cardholders need to provide the following details for service reservation: Guest Name, Contact Number, Total Guest No., Served City, Date, Route (to/from airport/high-speed railway station), Requested Car Type, Meeting Location and Time, Flight No. or Train No.
  • For cancellation: A minimum of 24 hours' advance notice should be given for cancellation. Any late notice for cancellation is not acceptable. Please call DragonPass Hotline: 4008821111 (overseas: +86-20-3231-1919) to make the cancellation.
  • For amendment: A minimum of 24 hours' advance notice (Oversea Service) should be given for amendment. Any late notice for amendment is not acceptable. Amendment is only for the order that price doesn't change. If the amendment asks limo service at night, changing type of limo service or extra pick-up/drop off points, cardholders need to call DragonPass Hotline to cancel the order and then start a new booking on Limo service page specified by UnionPay.
  • Cardholder will receive service confirmation message via SMS in one business day after successful payment and details for driver and plate number will be sent via SMS on the reserved date for the service.
  • DragonPass provides the following car types of limousine services for cardholders to choose from:
    a) Comfort-oriented Limousine (capacity: 3 persons): Volkswagen Passat, Toyota Camry, Honda Accord, etc.
    b) Business Limousine (capacity: 5 persons): Buick GL8, Nissan Elgrand, etc.
    c) Luxury Limousine (capacity: 3 persons): Mercedes E series, Audi A6L, BMW 5 Series, etc.
    Please check the limousine car type on service date; suppliers have the right to drive other cars to replace (same as limousine service car type as cardholders order)
  • Limousine service refers to luxury transportation to/from airport/high-speed railway station; however, routes couldn't beyond one city. Any extra pick-up/drop off points will cost CNY 50 /each. Late notice for extra pick-up/drop off points will not be accepted. If cardholders require limo service between 0:00am and 6:00am, extra CNY 100 will be charged.
  • Drivers shall arrive at the meeting location in advance to wait for the customer; the waiting time is as following.
    a) For Pick-up Service, the waiting time will be 1 hour from Estimated Time of Arrival (ETA). Waiting time wouldn't be accounted for force majeure.
    b) For Drop-off Service, the waiting time will be 15 minutes after the scheduled time for the service. Any late show-up from the customer, the service will be cancelled, and the fee will not be refunded.
  • For refunding: Fee will be totally refunded if cardholders notice cancellation 24 hours before service date. Any late notice beyond 24 hours is not acceptable and service will be charged as normal.
  • Program and services are only valid under these terms and conditions and redeem by cash or any transfer is not allowed.
  • Cardholders could leave an email address to require invoice. DragonPass will send the service invoice to the appointed email address within 5 business days.
  • Privilege
  • Detail
  • Register

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บัตรเครดิต KTC KTC Credit Card สินเชื่ออเนกประสงค์ KTC CASH KTC CASH KTC พี่เบิ้ม รถแลกเงิน บิ๊กไบค์ KTC P BERM
Car for Cash (Big bike)
บัตรกดเงินสด KTC PROUD KTC PROUD สินเชื่อทะเบียนรถยนต์ KTC พี่เบิ้ม KTC P BERM
Car for Cash (Car)
KTC พี่เบิ้ม รถแลกเงิน มอเตอร์ไซค์ KTC P BERM
Car for Cash
(Motorcycle)
บัตรเครดิต KTC KTC Credit Card บัตรกดเงินสด KTC PROUD KTC PROUD สินเชื่ออเนกประสงค์ KTC CASH KTC CASH สินเชื่อทะเบียนรถยนต์ KTC พี่เบิ้ม KTC P BERM
Car for Cash (Car)
KTC พี่เบิ้ม รถแลกเงิน บิ๊กไบค์ KTC P BERM
Car for Cash (Big bike)
KTC พี่เบิ้ม รถแลกเงิน มอเตอร์ไซค์ KTC P BERM
Car for Cash
(Motorcycle)

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KTC LIVE CHAT
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สมัครกดเงินสด KTC PROUD

Thank you for choosing KTC products and services.

The application has been sent. The agent will contact you back by 02 123 6000
within 30 minutes (office hours).
Monday - Friday 08.00 to 20.00
Saturday - Sunday 09.00 to 18.00
Except public holidays.

The application has been sent. The agent will contact you back by 02 123 6000
within 30 minutes (office hours).
Monday - Friday 08.00 to 20.00
Saturday - Sunday 09.00 to 18.00
Except public holidays.

If you would like to follow up your application status, please visit www.ktc.co.th

If you would like to follow up your application status, please visit www.ktc.co.th

© 2019 Krungthai Card PCL.

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