Better Product and Service

KTC conducted business operation in a transparent and fair manner in accordance with the principles of good corporate governance, respect for human rights, appropriate risk and cost management by applying technologies and digital innovations. This includes opportunities to integrate sustainability into the development of products and services that consider societal and environmental factors, alongside maintaining safety and privacy as well as the presentation of various kinds of privileges in order to create great customer satisfaction and experience. Moreover, KTC also consistently helped debtors in accordance with the relief measures as mandated by the Bank of Thailand on the basis of responsible lending while maintaining a balanced credit portfolio with decent quality.

Economic Performance

Net Profit
Separate
7,522 Million Baht
Consolidated
7,437 Million Baht
Total Loan to Customers and Accrued Interest Receivables
111,162 Million Baht
Total KTC Members
3,488 Million Accounts
Portfolio Breakdown
Credit Card :
66.5% :
Personal Loan :
31.6% :
Leasing
1.9%
Total Customers using KTC Mobile
2,268,440 Users

for 91% of total customer base
Growth of 4% compared to the end of the year 2023.

Net Promoter Score (NPS)
of 64 %