1. This promotional campaign (“this promotion”) is provided by Krungthai Card Public Company Limited or KTC to offer the credit cash back to KTC credit cardmembers (“a cardmember/cardmembers”) who spend with KTC credit card (“a card/cards”) only for a transaction which is 0% interest and credit line usage fee Installment payment with KTC card (“0% Installment payment with KTC card”) at car showrooms under V Group Cars(“participating stores”) during 1 Nov 24 – 30 Apr 25 (“promotion period”) according to specified conditions only.
2. KTC reserves the right to exclude following card to join this promotion: all types of KTC CASH BACK, KTC - THAI RED CROSS NATIONAL BLOOD CENTRE, KTC VISA CORPORATE, KTC GOVERNMENT SERVICES card and all types of KTC PROUD cash card.
3. The cardmembers who want to receive a credit cash back under this promotion are required to make a registration within the day the payment is made by sending a SMS, type VGF, space following by installment amount, and send to 0613845000 (delivery fee depends on service provider) or by registering at ktc.promo/vgroupcarsflexi, 1 time per 1 card number. The cardmembers must receive KTC’s reply message confirming the registration in order to eligible participate in this promotion.
4. If the registration has been processed more than 1 time, KTC will consider the registration that has been done successfully for the first time of each credit card number only.
5. The cardmembers who spend with the card under 0% installment payment with KTC card at participate stores will receive a credit cash back into cardmember’s credit card account per sales slip based on the spending amount as the following:

   Credit cash back	Spending amount under 0% installment payment with KTC card per sales slip
   100 Baht	5,000 - 9,999 Baht
   300 Baht	10,000 - 29,999 Baht
   800 Baht	30,000 - 49,999 Baht
   1,500 Baht	50,000 Baht up

6. For the calculation of a credit cash back, KTC will calculate based on the spending amount under 0% installment payment with KTC card occurring within the same day which the cardmembers make a registration to participate the promotion according to specified condition only, and will calculate from full amount spending before monthly installment of all sales slips under the same card number. KTC will credit a credit cash back into the cardmembers’s credit card account within 60 days after the end of the month spent.
7. KTC reserves the right to offer credit cash back under this promotion to the cardmembers whose name and family name shown on identification card is consistent with the name shown on the registered card only.
8. In the case that the cardmembers have cancelled the registered card in any circumstance, KTC will assume that such cardmembers disclaims the privilege under this promotion.
9. KTC reserves the right to exclude spending amount under cash withdrawal, Installment payment with KTC Card by KTC PHONE/KTC Mobile/KTC Online transaction, interest, credit line usage fee, fine and any other fees and charges, refunds from cancellation of goods/services purchase and any refund at all from the calculation of privileges offering to cardmembers under this promotion.
10. KTC reserves the right to not give all types of KTC points for the spending amount with card that is used to calculate for credit cash back under this promotion. The cardmembers, however will automatically receive regular KTC points first whereas the points will be deducted from their credit card account on the same day as when the credit cash back is credited. In the case that KTC cannot deduct KTC points from the cardmembers’s credit card account, KTC reserves the right to not credit a credit cash back under this promotion to the cardmembers.

“General Terms and Conditions” Promotion

1. The privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party.
2. KTC reserves the right to offer the privileges under this promotion to only cardmembers with normal account status and have no record of default or overdue payment throughout the promotion period until the day on which the privileges are granted to the cardmembers, in accordance with KTC’s existing record.
3. KTC reserves the right to offer, cancel, revoke or recall any privileges under this promotion, wholly or partially, including the claim of compensation for damages (if any) if fraudulent activities are committed in order to receive the privileges under this promotion, or if the card is used for any commercial purpose, in breaching of determined conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC granted the privileges under this promotion to the cardmembers.
4. KTC reserves the right to exclude interest, fine and any other fees and charges, refunds from cancellation of goods/services purchase and any refund at all from the calculation of privileges offering to cardmembers under this promotion.
5. Other terms and conditions which are not specified herein shall be provided by any relevant store/seller/service provider. Please inquire for details of conditions before purchasing goods/services.
6. KTC is not a manufacturer, distributor or service provider and has no involvement regarding any products/services under this promotion. Should there be any inquiries or claims in respect of products/services, or sales slip/tax invoice requirement, please contact the manufacturer, distributor and/or the owner of product or service directly.
7. For more information, please call KTC PHONE 02 123 5000