Terms and Conditions for 0% Installment Payment with KTC Card

1. This promotional program (“this program”) is created by Krungthai Card Public Company Limited or KTC to provide benefits to KTC card members and/or KTC PROUD cash cards (“ members”) who Spend with the card at participating stores. Between 1 Mar 25 - 31 Aug 25 (“ Program Period”) according to specified conditions only.
   
2. We reserve the right to exclude KTC VISA CORPORATE credit card members and cards. KTC for government agencies Unable to participate in this program (Excluded members depend on the mechanics of each promotion)
3. The right is reserved only for installment payments for participating products/services according to the specified conditions only.

Program conditions “Receive cash back credit (according to Tier)” when paying in installments with KTC card at 0%

1. This promotional program (“this program”) is created by Krungthai Card Public Company Limited or KTC to provide benefits to KTC credit card members (“ members”) who pay in installments with the card. at an interest rate and credit line usage fee of 0% (“ 0% installment plan ”) at participating stores During the period 1 Mar 25 - 31 Aug 25 (“ Program Period”) according to specified conditions only.
2. Reserves the right to exclude members of all types of KTC CASH BACK credit cards , KTC - National Blood Center, Thai Red Cross Society , KTC VISA CORPORATE, all types of KTC SENIOR credit cards , all types of KTC PROUD cash cards and KTC cards for government agencies. Unable to participate in this program
3. Members must register by sending an SMS message , typing AT1 , space followed by the 16 digit credit card number and the symbol # followed by the installment payment amount per sales slip and sending to 0613845000 ( SMS service fee depends on the network service provider) or Register through the website www.ktc.co.th/fastfit-installment Within the day of spending with the card, members must receive a confirmation message from KTC. will have the right to participate in this program
4. In the case that members register to participate in the program more than 1 time, KTC will honor the first successful registration only.
5. Members will receive cash back credited to their card account. Calculated from the amount spent via the card as follows:
6. Receive cash back credit on installment payments of 0% per sales slip.

7. Cash Back value	0% Installment Payment per sales slip
   100 Baht	5,000 – 9,999 Baht
   300 Baht	10,000 – 29,999 Baht
   900 Baht	30,000 – 49,999 Baht
   1,500 Baht	50,000 – 79,999 Baht
   2,400 Baht	80,000 baht or more

8. KTC will calculate the amount of cash back from the monthly installment payments of every sales slip under the same card number and will credit the cash back into the card account within 60 days after the end of the month in which there was spending.
9. In the case of membership card cancellation who participate in the program for any reason It is considered that the member has waived the right to participate in this program.
10. We reserve the right not to take cash withdrawals. Payment of investment units in all LTF/RMF funds ( MCC 6211), installment payment service with KTC card via KTC PHONE /KTC Mobile /KTC Online, interest, credit line usage fee, fines and various fees. and items that cancel purchases/services or money back from all types of refunds to be calculated to provide benefits to members according to this list
11. We reserve the right to exclude all types of points from being awarded. For the spending amount that is calculated to provide cash back credits according to this list Members will receive normal points from such spending amount. Enter the card account of members automatically And all points will be deducted from the member's card account within the day the member receives the cash back credited to the card account according to this list. In the event that KTC is unable to deduct all such points from the card account KTC reserves the right not to credit cash back according to this program to members in the entire amount.
12. Benefits according to this list cannot be used in conjunction with other promotional programs.

“General Terms and Conditions” Promotion

1. Privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party.
2. Privileges under this promotion are exclusive for cardmembers with normal account status and have no record of default or overdue payment throughout the promotion period until the day on which such privileges are granted to cardmembers, based on KTC’s existing record.
3. KTC reserves the right to offer, cancel, revoke or recall any privilege under this promotion, wholly or partially, including the claim of compensation for damages (if any) if fraudulent activities are committed in order to receive the privileges under this promotion, or if the card is used for any commercial purpose, in breaching of the specified terms and conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC has granted the privileges under this promotion to cardmembers.
4. KTC reserves the right to exclude interest, fine, any other fees and charges, cancellation of goods/services purchased or any other refund, from the calculation of privileges offering to cardmembers under this promotion.
5. Other terms and conditions which are not specified herein shall be provided by any relevant store/seller/service provider. Please inquire for details of conditions before purchasing goods/services.
6. KTC is not a manufacturer, distributor or service provider and has no involvement regarding any goods/services under this promotion. Should there be any inquiries or claims in respect of goods/services, or sales slip/tax invoice requirement, please contact the manufacturer, distributor and/or the owner of product or service directly.
7. For more information, please call KTC PHONE 02 123 5000