Turn your KTC FOREVER to MSIG Travel Insurance by MSIG Travel Forever.

1. This promotion is invented by Krungthai Card Public Company Limited to give privilege of all types with KTC FOREVER points ("Points") only, except for all KTC CASH BACK credit card members, KTC credit card - National Blood Service Center, Thai Red Cross Society, KTC VISA CORPORATE, KTC - SCG VISA PURCHASING and KTC cards for government agencies cannot participate in this program.Members can use the accumulated points according to the amount specified to redeem the benefits for travel insurance coverage ("Travel Insurance Benefits") from MSIG Insurance (Thailand) via the website https://www.msig-thai.com/ktcforever/travel In the period between 1 January 2019 – 31 December  2019 ("Period of transaction") according to the conditions specified with the following details:
    - Travel date 1 - 5 days. Use KTC Forever points to redeem insurance for Happy Easy Asia 1,700 points, 2,500 Easy Easy Worldwide points, or Premium Easy Asia travel insurance 4,000 points, Premium Easy Worldwide 5,000 points.
    - Travel date 6-10 days, use KTC Forever points to redeem insurance for Happy Easy Asia travel 2,200 points, Happy Easy Worldwide 3,000 points, or 4,700 Premium Easy Asia travel insurance, Premium Easy Worldwide 6,000 points
    - Travel day 11 - 15 days, use KTC Forever points to redeem 3,000 Happy Travel Asia travel insurance, 3,800 Happy Easy Worldwide points or 6,500 Premium Easy Asia travel insurance, 8,000 Premium Easy Worldwide points.
2. Reserves the right to use reward points to redeem travel insurance benefits according to this list only for members who have made transactions via the website as specified
3. Reserves the right to use reward points to redeem travel insurance benefits according to this list, only for members with accumulated points in the card account Of members sufficient to redeem travel insurance benefits according to the specified conditions only 
4. Reserves the right to give, cancel, revoke or restore benefits under this list, whether in whole or in part, including calling for compensation (if any) if found to have exercised in a fraudulent. program to obtain Privileges in this program or breach of conditions or misuse of the card Or the member has canceled the transaction, used the points accumulated, redeemed for travel insurance benefits and / or canceled the policy after the member has already received the benefits 
5. Reserves the right to grant benefits under this program for members who maintain their membership status and do not have a history of default payment Throughout the program period until the date KTC gives benefits to members according to this list 
6. The privilege under this promotion cannot be refunded or exchanged into cash, nor may it be transferred to any third party.
7. KTC reserves the right to amend or cancel terms and conditions, details, and/or privileges of this promotion (including changing to any other prizes with equivalent value) without prior notice. In the case of a dispute, KTC’s decision is deemed final.
8. KTC does not involve with products and / or services and / or insurance products under this list. Benefits, coverage and premiums depend on the selected insurance plan. Conditions, coverage and exceptions are as specified in the insurance policy. Please ask for more details at MSIG Insurance (Thailand) Tel. 02 007 9044
9. The insurance applicant member should study and understand the offer document before making an insurance decision. After receiving the policy, please study the terms and conditions in the policy. 
10. For more information about the promotion conditions, please call 02 123 5000 or www.ktc.co.th