Promotion COMMART UNLIMIT at Only at IT City, Ace, JIB, BaNANA, Studio7, iStudio by SPVI and Speed Computer with KTC Credit Card and KTC PROUD

Terms and Conditions for 0% Installment Payment with KTC Card

1. This promotional campaign (“Promotion”) is provided by Krungthai Card Public Company Limited or KTC to offer the exclusive privileges to members of KTC credit card and/or KTC PROUD MASTERCARD/UNIONPAY cash card (“Cardmembers”) who spend on card at participating stores during 3 July 2025 - 6 July 2025 (“Promotion Period”) according to the specified terms and conditions only.
2. The following cards are not eligible for this Promotion: KTC VISA CORPORATE and KTC GOVERNMENT SERVICES card.
3. These privileges are reserved for the installment payment of specific participating goods/services as specified by this terms and conditions only.

Cash Back when spending under Installment payment with KTC card (by tier) Terms and Conditions

1. This promotional campaign (“Promotion”) is provided by Krungthai Card Public Company Limited or KTC to offer the exclusive privileges to members of KTC card (Cardmember(s)”) who make card installment payment with 0% interest and credit line usage fee (“0%Installment Payment”) at Participating merchants IT City, Ace, JIB, BaNANA, Studio7 @ COMMART UNLIMIT at Bitec Bangna 3 July 2025 - 6 July 2025  (“promotion period”) according to specified conditions only.
2. The following cards are not eligible for this Promotion: all types of KTC CASH BACK, KTC - THAI RED CROSS NATIONAL BLOOD CENTRE, KTC VISA CORPORATE, and KTC GOVERNMENT SERVICES card.
3. The cardmembers who want to receive a credit cash back under this promotion are required to make a registration within the day the payment is made by sending a SMS, type CMF, space following by 16-digit credit card number following by # and point amount to redeem (In case the cardmember do not interest to redeem point; type 0 for point amount to redeem)  and send to 0613845000 (3 Baht/time) or by registering at  ktc.promo/commart, 1 time per 1 sales slip. The cardmembers must receive KTC’s reply message confirming the registration in order to eligible participate in this promotion.
4. Cardmembers will get cash back credited to their card account in accordance with the following card spending tiers:
• All products

  Spending amount under installment payment with KTC card per sales slip (6 months up)	Credit cash back
  	BaNANA, Studio7	IT City, Ace and J.I.B.
  12,000 – 21,999 baht	120 baht	160 baht
  22,000 - 29,999 baht	300 baht	440 baht
  30,000 – 39,999 baht	500 baht	800 baht
  40,000 – 49,999 baht	750 baht	1,150 baht
  50,000 – 69,999 baht	1,000 baht	1,600 baht
  70,000 baht up	1,400 baht	2,400 baht

• ASUS Products

  Spending amount under installment payment with KTC card per sales slip (6 months up)	Credit cash back
  	BaNANA, Studio7	IT City, Ace and J.I.B.	Speed Computer
  12,000 – 21,999 บาท	120 baht	160 baht	120 baht
  22,000 - 29,999 บาท	300 baht	440 baht	300 baht
  30,000 – 39,999 บาท	1,000 baht	1,300 baht	500 baht
  40,000 – 49,999 บาท	1,550 baht	1,950 baht	800 baht
  50,000 – 69,999 บาท	2,200 baht	2,800 baht	1,200 baht
  70,000 baht up	2,600 baht	2,600 baht

5. Apple product not eligible in this promotion for BaNANA and Studio7
6. KTC reserves the right to offer credit cash back under this promotion only up to 36,000 Baht per 1 cardmember throughout the promotion period (only offline channel).
7. KTC will calculate cash back value based on total purchase amount of every sales slip before divided into monthly installments under same card number, and will credit cash back to card account within 60 days after the end of month that card transaction has been made.
8. This promotion eligible on offline channel at participating merchant.
9. If Cardmembers have cancelled any registered card for whatever reason, it shall be deemed a waiver of their right for participating in this Promotion.
10. The following expenditures will be excluded from this Promotion: cash advance, installment payment with KTC Card via KTC PHONE/KTC Mobile/KTC Online, interest, credit line usage fee, fine, any other fees and charges, and any cancellation of goods/services purchased or any other type of refund.
11. Cardmembers will not receive any KTC points from card spending under this Promotion. In the case where any KTC points credited to Cardmembers’ card account, Cardmembers cannot use such KTC points. In this regard, those KTC points will be deducted from Cardmembers’ card account on the day Cardmembers receive cash back credit. If KTC is unable to deduct the said KTC points from Cardmembers’ card account, KTC reserves the right to not credit all eligible cash back to such Cardmembers.
12. Privileges under this Promotion cannot be used in conjunction with any other promotional campaign.

KTC FOREVER points for cash back redemption terms and conditions

1. This promotional campaign (“Promotion”) is provided by Krungthai Card Public Company Limited or KTC to offer the exclusive privileges to members of KTC credit card (“Cardmember(s)”) who have KTC FOREVER points (“KTC Points”) and spend on card at Participating merchants IT City, Ace, JIB, BaNANA, Studio7 and iStudio by SPVI @ COMMART UNLIMIT at Bitec Bangna 3 July 2025 - 6 July 2025  (“promotion period”) according to specified conditions only.
2. The following cards are not eligible in this Promotion: all types of KTC – ROYAL ORCHID PLUS credit card, all types of KTC CASH BACK, KTC - THAI RED CROSS NATIONAL BLOOD CENTRE, KTC VISA CORPORATE, and KTC GOVERNMENT SERVICES card.
3. The cardmembers who want to receive a credit cash back under this promotion are required to make a registration by sending a SMS, type CMF (for installment payment) or CMR (for for retail payment), space following by 16-digit credit card number following by # and point amount to redeem and send to 0613845000 (3 Baht/time), or by registering ktc.promo/commart 1 time per 1 sales slip. In this regard, the cardmembers must receive KTC’s reply message confirming the registration in order to eligible participate in this promotion.
4. If the registration has been made more than 1 time, only the first successful registration will be considered by KTC.
5. If Cardmembers have more than 1 card registered for participating in this Promotion, KTC will calculate cash back value based on the spending amount from each registered card separately.
6. If Cardmembers have cancelled any registered card for whatever reason, it shall be deemed a waiver of their right for participating in this Promotion.
7. Cardmembers who spend on card at the minimum of 1,000 Baht per sales slip, will be eligible to redeem 1,000 KTC Points for cash back as specified in the terms and conditions.
8. For the purpose of calculating KTC Points for redemption hereunder, any decimal (Thai Satang) on sales slip will be rounded up to whole Thai Baht.
9. This Promotion is reserved for the payment of goods/services per 1 sales slip only. The transaction cannot be split into multiple sales slip to receive the privileges hereunder
10. KTC will credit cash back to Cardmember’s card account within 60 days after  the end of each calendar month. In this regard, KTC will calculate the spending amount starting from the day of successful registration to participate in this Promotion until the end of month/Promotion (as the case maybe).

General Terms and Conditions

1. Privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party.
2. Privileges under this promotion are exclusive for cardmembers with normal account status and have no record of default or overdue payment throughout the promotion period until the day on which such privileges are granted to cardmembers, based on KTC’s existing record.
3. KTC reserves the right to offer, cancel, revoke or recall any privilege under this promotion, wholly or partially, including the claim of compensation for damages (if any) if fraudulent activities are committed in order to receive the privileges under this promotion, or if the card is used for any commercial purpose, in breaching of the specified terms and conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC has granted the privileges under this promotion to cardmembers.
4. KTC reserves the right to exclude interest, credit line usage fee, fine, any other fees and charges, cancellation of goods/services purchased or any other refund, from the calculation of privileges offering to cardmembers under this promotion.
5. Other terms and conditions which are not specified herein shall be provided by any relevant store/seller/service provider. Please inquire for details of conditions before purchasing goods/services.
6. KTC is not a manufacturer, distributor or service provider and has no involvement regarding any goods/services under this promotion. Should there be any inquiries or claims in respect of goods/services, or sales slip/tax invoice requirement, please contact the manufacturer, distributor and/or the owner of product or service directly.
7. For more information, please call KTC PHONE 02 123 5000