Payless when spend overseas in foreign currency with KTC credit card

Condition for all types of KTC VISA INFINITE credit card, all types of KTC WORLD MASTERCARD credit card and KTC UNIONPAY ASIA PRESTIGE DIAMOND credit card

1. Earn 1 KTC FOREVER/KTC ROP point for every 25 Baht purchase with all types of  KTC VISA INFINITE credit card, all types of KTC WORLD MASTERCARD credit card and KTC UNIONPAY ASIA PRESTIGE DIAMOND credit card.
2. Earn 3x KTC FOREVER/KTC ROP points = 1 regular point + 2 special points on every 600,000 Baht purchase with credit card in a specified category. The points will be transferred to your credit card account within 60 days, commencing from the last date of your monthly transactions that accumulated up to 600,000 Baht.
3. Expense categories that are eligible for 3x KTC FOREVER/KTC ROP points are as following:
   • Restaurant category in Thailand refers to a list of restaurants as specified in MCC Code 5462, 5811, 5812, 5813 and 5814 in the Visa, Mastercard, UnionPay system only.
   • Shopping category in Thailand refers to shops that are specified in MCC Code 5094, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5681, 5691, 5697, 5698, 5699, 5941, 5944, 5948, 5977, 7296, 5111, 5192, 5942, 5943, 5947, 5994, 5310, 5311, 5331, 5964, 5965 and 5309 in the Visa , Mastercard, UnionPay  system only.
   • Tourism category in Thailand refers to shops that are specified in MCC Code 3000 - 3350, 4511, 3351 - 3441, 7512, 7513, 7519, 7523, 3501 – 3839, 7011, 7996, 7998, 4722, 4723 and 5962 in the Visa , Mastercard, UnionPay system only.
   • Foreign currency transactions category (Exclude 31 countries in the European Economic Area and People's Republic of China).
4. Exclude granting KTC FOREVER/KTC ROP point for any spending from 31 countries in the European Economic Area and People’s Republic of China and other specified categories. For more details, please visit www.ktc.co.th/rewards.
5. This privilege cannot be exchanged, changed to cash, or transferred to any other person.
6. This privilege is exclusive for cardmember with normal account status until the day on which such privilege is granted to cardmember, based on KTC’s existing record.
7. KTC reserves the right that KTC FOREVER/KTC ROP point is eligible to only spending for the purchase of goods for personal consumption, and not for business or trading purposes, or earning profits, or frauds in relation to use of his/their KTC credit card. KTC also reserves the right, in its absolute discretion, to cancel, terminate, suspend or revoke partials or KTC FOREVER/KTC ROP points and also may claim for damage recovery.
8. KTC reserves the right to exclude interest, fine, any other fees and charges, cancellation of goods/services purchased or any other refund, from the calculation of privileges offering to cardmembers under this promotion.
9. This privilege is valid from 1 Jan 24 – 31 Dec 24.

Condition for all types of KTC X VISA SIGNATURE Credit card and all types of KTC X WORLD REWARDS MASTERCARD Credit card

1. Earn 1 KTC FOREVER point for every 25 Baht purchase with all types of  KTC X VISA SIGNATURE credit card, all types of KTC X WORLD REWARDS MASTERCARD credit card.
2. Earn 3x KTC FOREVER points = 1 regular point + 2 special points on every 600,000 Baht purchase with credit card in a specified category. The points will be transferred to your credit card account within 60 days, commencing from the last date of your monthly transactions that accumulated up to 600,000 Baht.
3. Expense categories that are eligible for 3x KTC FOREVER points are as following:
   • Restaurant category in Thailand refers to a list of restaurants as specified in MCC Code 5462, 5811, 5812, 5813 and 5814 in the Visa, Mastercard system only.
   • Shopping category in Thailand refers to shops that are specified in MCC Code 5094, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5681, 5691, 5697, 5698, 5699, 5941, 5944, 5948, 5977, 7296, 5111, 5192, 5942, 5943, 5947, 5994, 5310, 5311, 5331, 5964, 5965 and 5309 in the Visa , Mastercard system only.
   • Tourism category in Thailand refers to shops that are specified in MCC Code 3000 - 3350, 4511, 3351 - 3441, 7512, 7513, 7519, 7523, 3501 – 3839, 7011, 7996, 7998, 4722, 4723 and 5962 in the Visa , Mastercard system only.
   • Foreign currency transactions category (Exclude 31 countries in the European Economic Area and People's Republic of China).
4. Exclude granting KTC FOREVER point for any spending from 31 countries in the European Economic Area and People’s Republic of China and other specified categories. For more details, please visit www.ktc.co.th/rewards.
5. This privilege cannot be exchanged, changed to cash, or transferred to any other person.
6. This privilege is exclusive for cardmember with normal account status until the day on which such privilege is granted to cardmember, based on KTC’s existing record.
7. KTC reserves the right that KTC FOREVER point is eligible to only spending for the purchase of goods for personal consumption, and not for business or trading purposes, or earning profits, or frauds in relation to use of his/their KTC credit card. KTC also reserves the right, in its absolute discretion, to cancel, terminate, suspend or revoke partials or KTC FOREVER points and also may claim for damage recovery.
8. KTC reserves the right to exclude interest, fine, any other fees and charges, cancellation of goods/services purchased or any other refund, from the calculation of privileges offering to cardmembers under this promotion.
9. This privilege is valid from 1 Jan 24 – 31 Dec 24.

Condition for all types of KTC VISA SIGNATURE credit card, all types of KTC WORLD REWARDS MASTERCARD credit card, KTC JCB ULATIMATE credit card  and KTC UNIONPAY DIAMOND credit card

1. Earn 1 KTC FOREVER/KTC ROP point for every 25 Baht purchase with all types of KTC VISA SIGNATURE credit card, all types of KTC WORLD REWARDS MASTERCARD credit card, KTC JCB ULATIMATE credit card  and KTC UNIONPAY DIAMOND credit card.
2. Earn 2x KTC FOREVER/KTC ROP points = 1 regular point + 1 special point on any purchases in a foreign currency (Exclude 31 countries in the European Economic Area and People's Republic of China)
3. KTC reserves the right to exempt KTC FOREVER for all transactions via all types of KTC VISA SIGNATURE credit card, all types of KTC WORLD REWARDS MASTERCARD credit card and KTC UNIONPAY DIAMOND credit card at stores in 31 countries in the European Economic Area, People's Republic of China and other specified categories. For more information, please visit www.ktc.co.th/rewards.
4. KTC reserves the right that KTC FOREVER/KTC ROP point is eligible to only spending for the purchase of goods for personal consumption, and not for business or trading purposes, or earning profits, or frauds in relation to use of his/their KTC credit card. KTC also reserves the right, in its absolute discretion, to cancel, terminate, suspend or revoke partials or KTC FOREVER /KTC ROP points, and also may claim for damage recovery.
5. Privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party.
6. KTC reserves the right to exclude interest, credit line fee usage , fine, any other fees and charges, cancellation of goods/services purchased or any other refund, from the calculation of privileges offering to cardmembers under this promotion.
7.  Offers are valid from 1 Jan 24  - 31 Dec 24.