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YAOWARAT KRUNGTHAEP

YAOWARAT KRUNGTHAEP

(MKTWJ-0479)

Enjoy installment payment at YAOWARATKRUNGTHEP

Privilege 1: Installment for Gold jewelry

For KTC credit card
• 0% installment payment for 6 months for participating products.
(0% Interest rate when paying the monthly installment amount within due date.)
• Special interest rate of 0.55% for 6 or 10 months and payment service charge fee.
(0.55% interest rate is equivalent to an effective interest rate not exceeding 16% per year.)

For KTC PROUD cash card
• 1.16% installment payment up to 24 months, where as total amount must be at the minimum of 3,000 Baht or more.
(Borrow when necessary and pay back on time to avoid a 20% - 25% interest rate per annum.)

1 Jul 24 - 31 Dec 24

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Privilege 2 : Redeem point get 130 Baht credit cash back
When spending 3,000 Baht or more per sales slip and using every 1,000 points for redemption, redeem points not exceeding the spending amount per sales slip.

Send a SMS to register every time when purchase. Type YKT 16-digit card number follow by and # point amount to redeem Send to 0613845000 (Messaging costs vary depending on the service provider.)You will get a reply message of successful registration.

1 Jul 24 - 31 Dec 24

Terms and Conditions

Terms and Conditions for 0% Installment Payment with KTC Card

This promotional campaign (“Promotion”) is provided by Krungthai Card Public Company Limited or KTC to offer the exclusive privileges to members of KTC credit card (“Cardmembers”) who spend on card at participating stores during 1 July 2024 – 31 December 2024 (“Promotion Period”) according to the specified terms and conditions only.
The following cards are not eligible for this Promotion: KTC VISA CORPORATE and KTC GOVERNMENT SERVICES card. (excluding cardmembers will depend on mechanic of each Promotion.)
These privileges are reserved for the installment payment of specific participating goods/services as specified by this terms and conditions only.

Terms and Conditions for special flexi rate

This promotional campaign (“Promotion”) is provided by Krungthai Card Public Company Limited or KTC to offer the exclusive privileges to members of KTC credit card (“Cardmembers”) who pay for the specified goods/services through card at participating stores during 1 July 2024 – 31 December 2024 (“Promotion Period”) according to the specified terms and conditions only.
The following cards are not eligible for this Promotion: KTC VISA CORPORATE and KTC GOVERNMENT SERVICES card. (excluding cardmembers will depend on mechanic of each Promotion.)
Cardmembers can use the installment service with an interest rate of 0.55% per month (Flat Rate), with a choice of installment periods 6 or 10 months. The conversion of the Flat Rate into the equivalent Effective Rate is as follows :

Term (Month)	3	4	5	6	7	8	9	10
Flat Rate				0.55%				0.55%
Effective Rate				11.23%				11.83%

Terms and Conditions for Discount and/or KTC FOREVER Points Redemption for Cash Back

Privileges under this Promotion are exclusive for members of KTC credit card who have KTC FOREVER points (“KTC Points”) and spend on card at participating stores during Promotion Period according to the specified terms and conditions only.
The following cards are not eligible for this Promotion: all types of KTC – ROYAL ORCHID PLUS, all types of KTC CASH BACK, KTC - THAI RED CROSS NATIONAL BLOOD CENTRE, KTC VISA CORPORATE credit card, and KTC GOVERNMENT SERVICES card.
To be eligible to participate in this Promotion, Cardmembers must register successfully by sending a SMS, text YKT, <space> followed by 16-digit card number to 0613845000 (SMS fee as specified by network service provider), or by registering at www.ktc.co.th, within the day of card transaction has been made, and receive the confirmation message from KTC.
If the registration has been made more than 1 time, only the first successful registration will be considered by KTC.
If Cardmembers have more than 1 card registered for participating in this Promotion, KTC will calculate cash back value based on the spending amount from each registered card separately.
If Cardmembers have cancelled any registered card for whatever reason, it shall be deemed a waiver of their right for participating in this Promotion.
Cardmembers, who spend on card at the minimum of 3,000 Baht per sales slip, will be eligible to redeem 1,000 KTC Points for cash back as specified in the terms and conditions.
This Promotion is reserved for the payment of goods/services per 1 sales slip only. The transaction cannot be split into multiple sales slip to receive the privileges hereunder.
KTC will credit cash back to Cardmembers’ card account within 60 days after [the last day of each calendar month]. In this regard, KTC will calculate the spending amount starting from the day of successful registration to participate in this Promotion until the end of month/Promotion (as the case maybe).

"General Terms and Conditions” Promotion

Privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party.
Privileges under this promotion are exclusive for cardmembers with normal account status and have no record of default or overdue payment throughout the promotion period until the day on which such privileges are granted to cardmembers, based on KTC’s existing record.
KTC reserves the right to offer, cancel, revoke or recall any privilege under this promotion, wholly or partially, including the claim of compensation for damages (if any) if fraudulent activities are committed in order to receive the privileges under this promotion, or if the card is used for any commercial purpose, in breaching of the specified terms and conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC has granted the privileges under this promotion to cardmembers.
KTC reserves the right to exclude interest, fine, any other fees and charges, cancellation of goods/services purchased or any other refund, from the calculation of privileges offering to cardmembers under this promotion.
Other terms and conditions which are not specified herein shall be provided by any relevant store/seller/service provider. Please inquire for details of conditions before purchasing goods/services.
KTC is not a manufacturer, distributor or service provider and has no involvement regarding any goods/services under this promotion. Should there be any inquiries or claims in respect of goods/services, or sales slip/tax invoice requirement, please contact the manufacturer, distributor and/or the owner of product or service directly.
For more information, please call KTC PHONE 02 123 5000