1. “Cardmember” means a member of all kinds of KTC VISA / MASTERCARD / JCB / UNIONPAY credit cards (except for such cards as are expressly excluded). The cardmember may use the KTC FOREVER points to redeem for BIG Points on conditions set by KTC.
   It should be noted that the rates for point redemption and/or for redemption for BIG Points may vary subject to airfare, package deal, goods/services and/or products, including costs and other related expenses which fluctuate according to the economic situation and marketing. KTC reserves the right to change those rates without prior notice. The cardmember is recommended to check the rates for point redemption and/or for redemption for BIG Points at KTC PHONE 02 123 5000 before proceeding any further.
2. Any cardmember wishing to redeem for BIG Points must be a member of Air Asia BIG Loyalty. Those who are not can apply for membership and find out more about Air Asia BIG Loyalty on www.airasiabig.com or at 02 515 9999 (ext. 3).
3. When the cardmember redeems the KTC FOREVER points for BIG Points, the points so redeemed cannot be converted back to KTC FOREVER points, and KTC reserves the right not to be held accountable for the redeemed points.
4. The redemption process for BIG Points takes about 3 business days.
5. The owner of the credit card number and BIG member ID must be the same person.
6. The point redemption is subject to the terms of Air Asia BIG Loyalty. If transaction not succeed, KTC will transfer the points back to your credit card that the member redeemed.
7. The BIG Points redemption for reward items is subject to the conditions set by Air Asia BIG Loyalty.
8. KTC reserves the right to change details of the program without prior notice.
9. For more information about points, visit www.ktc.co.th

Terms and Conditions for Bangkok Airways’ FlyerBonus Points Redemption

1. “Cardmember” means a member of all kinds of KTC VISA / MASTERCARD / JCB / UNIONPAY credit cards  (except for such cards as are expressly excluded). The cardmember may use the KTC FOREVER points to redeem for FlyerBonus Points on conditions set by KTC.
   It should be noted that the rates for point redemption and/or for redemption for FlyerBonus Points may vary subject to airfare, package deal, goods/services and/or products, including costs and other related expenses which fluctuate according to the economic situation and marketing. KTC reserves the right to change those rates without prior notice. The cardmember is recommended to check the rates for point redemption and/or for redemption for FlyerBonus Points at KTC PHONE 02 123 5000 before proceeding any further.
2. Any cardmember wishing to redeem for FlyerBonus Points must be a member of FlyerBonus. Those who are not can apply for membership and find out more about FlyerBonus on www.flyerbonus.com or at 1771 (ext. 2).
3. When the cardmember redeems the KTC FOREVER points for FlyerBonus Points, the points so redeemed cannot be converted back to KTC FOREVER points, and KTC reserves the right not to be held accountable for the redeemed points.
4. The redemption process for FlyerBonus Points takes about 3 business days. In the case of redemption by a KTC – BANGKOK AIRWAYS credit card, the points will be transferred to the FlyerBonus ID appearing on the card.
5. The owner of the credit card number and FlyerBonus ID must be the same person.
6. The point redemption is subject to the terms of Bangkok Airways’ FlyerBonus. If transaction not succeed, KTC will transfer the points back to your credit card that the member redeemed.
7. The FlyerBonus Points redemption for reward items is subject to the conditions set by Bangkok Airways’ FlyerBonus.
8. KTC reserves the right to change details of the program without prior notice.
9. For more information about points, visit www.ktc.co.th

Terms and Conditions for THAI’s Royal Orchid Plus Miles Redemption

1. “Cardmember” means:
   a member of all kinds of KTC – ROYAL ORCHID PLUS VISA/ MASTERCARD/ JCB cards. This type of cardmember may use KTC ROP points to redeem for Royal Orchid Plus Miles; or
   a member of all kinds of KTC VISA / MASTERCARD / JCB / UNIONPAY cards (except for such cards as are expressly excluded). This type of cardmember may use KTC FOREVER points to redeem for Royal Orchid Plus Miles.
   It should be noted that the rates for point redemption and/or for redemption for Royal Orchid Plus Miles may vary subject to airfare, package deal, goods/services and/or products, including costs and other related expenses which fluctuate according to the economic situation and marketing. KTC reserves the right to change those rates without prior notice. The cardmember is recommended to check the rates for point redemption and/or for redemption for Royal Orchid Plus Miles at KTC PHONE 02 123 5000 before proceeding any further.
2. Any cardmember wishing to redeem for Royal Orchid Plus Miles must be a member of Royal Orchid Plus. Those who are not can apply for membership and find out more about Royal Orchid Plus on www.thaiairways.com/rop or at 02 356 1111.
3. When the cardmember redeems the KTC FOREVER points for Royal Orchid Plus Miles, the miles so redeemed cannot be converted back to KTC FOREVER points, and KTC reserves the right not to be held accountable for the redeemed points.
4. The redemption process for Royal Orchid Plus Miles takes about 3 business days. In the case of redemption by a KTC – Royal Orchid Plus credit card, the points will be transferred to the Royal Orchid Plus  member ID appearing on the card.
5. The owner of the credit card number and Royal Orchid Plus member ID must be the same person.
6. The point redemption is subject to the terms of THAI’s Royal Orchid Plus. If transaction not succeed, KTC will transfer the points back to your credit card that the member redeemed.
7. The Royal Orchid Plus Miles redemption for reward items is subject to the conditions set by THAI’s Royal Orchid Plus.
8. KTC reserves the right to change details of the program without prior notice.
9. For more information about points, visit www.ktc.co.th.

Terms and Conditions for Flying Blue Miles Redemption

1. “Cardmember” means a member of all kinds of KTC VISA / MASTERCARD / JCB / UNIONPAY credit cards  (except for such cards as are expressly excluded). The cardmember may use the KTC FOREVER points to redeem for Flying Blue Miles on conditions set by KTC.
   It should be noted that the rates for point redemption and/or for redemption for Flying Blue Miles may vary subject to airfare, package deal, goods/services and/or products, including costs and other related expenses which fluctuate according to the economic situation and marketing. KTC reserves the right to change those rates without prior notice. The cardmember is recommended to check the rates for point redemption and/or for redemption for Flying Blue Miles at KTC PHONE 02 123 5000 before proceeding any further.
2. Any cardmember wishing to redeem for Flying Blue Miles must be a member of Flying Blue. Those who are not can apply for membership and find out more about Flying Blue on https://www.flyingblue.co.th/en/programme.
3. When the cardmember redeems the KTC FOREVER points for Flying Blue Miles, the Miles so redeemed cannot be converted back to KTC FOREVER points, and KTC reserves the right not to be held accountable for the redeemed points.
4. The redemption process for Flying Blue Miles takes about 7-10 business days.
5. The owner of the credit card number and Flying Blue member ID must be the same person.
6. The point redemption is subject to the terms of Flying Blue. If transaction not succeed, KTC will transfer the points back to your credit card that the member redeemed.
7. The Flying Blue Miles redemption for reward items is subject to the conditions set by Flying Blue.
8. For Flying Blue terms & conditions, visit https://www.loyalty-program-terms.com/tc-001-flyingblue-transfer-terms.
9. KTC reserves the right to change details of the program without prior notice.
10. For more information about points, visit www.ktc.co.th.

Terms and Conditions for British Airways Executive Club Avios Redemption

1. “Cardmember” means a member of all kinds of KTC VISA / MASTERCARD / JCB / UNIONPAY credit cards  (except for such cards as are expressly excluded). The cardmember may use the KTC FOREVER points to redeem for British Airways Executive Club Avios on conditions set by KTC.
   It should be noted that the rates for point redemption and/or for redemption for British Airways Executive Club Avios may vary subject to airfare, package deal, goods/services and/or products, including costs and other related expenses which fluctuate according to the economic situation and marketing. KTC reserves the right to change those rates without prior notice. The cardmember is recommended to check the rates for point redemption and/or for redemption for British Airways Executive Club Avios  at KTC PHONE 02 123 5000 before proceeding any further.
2. Any cardmember wishing to redeem for British Airways Executive Club Avios  must be a member of British Airways Executive Club. Those who are not can apply for membership and find out more about British Airways Executive Club on https://www.britishairways.com/en-th/executive-club/about-the-club.
3. When the cardmember redeems the KTC FOREVER points for British Airways Executive Club Avios , the British Airways Executive Club Avios  so redeemed cannot be converted back to KTC FOREVER points, and KTC reserves the right not to be held accountable for the redeemed points.
4. The redemption process for British Airways Executive Club Avios takes about 7-10 business days.
5. The owner of the credit card number and British Airways Executive Club membership number must be the same person.
6. The point redemption is subject to the terms of British Airways Executive Club. If transaction not succeed, KTC will transfer the points back to your credit card that the member redeemed.
7. The British Airways Executive Club Avios  redemption for reward items is subject to the conditions set by British Airways Executive Club.
8. KTC reserves the right to change details of the program without prior notice.
9. For more information about points, visit www.ktc.co.th.

Terms and Conditions for Skywards Miles Redemption

1. “Cardmember” means a member of all kinds of KTC VISA / MASTERCARD / JCB / UNIONPAY credit cards  (except for such cards as are expressly excluded). The cardmember may use the KTC FOREVER points to redeem for Skywards Miles on conditions set by KTC.
   It should be noted that the rates for point redemption and/or for redemption for Skywards Miles may vary subject to airfare, package deal, goods/services and/or products, including costs and other related expenses which fluctuate according to the economic situation and marketing. KTC reserves the right to change those rates without prior notice. The cardmember is recommended to check the rates for point redemption and/or for redemption for Skywards Miles at KTC PHONE 02 123 5000 before proceeding any further.
2. Any cardmember wishing to redeem for Skywards Miles must be a member of Emirates Skywards. Those who are not can apply for membership and find out more about Emirates Skywards on https://www.emirates.com/us/english/skywards/about/skywards.aspx.
3. When the cardmember redeems the KTC FOREVER points for Skywards Miles, the miles so redeemed cannot be converted back to KTC FOREVER points, and KTC reserves the right not to be held accountable for the redeemed points.
4. The redemption process for Skywards Miles takes about 7-10 business days.
5. The owner of the credit card number and Emirates Skywards membership number must be the same person.
6. The point redemption is subject to the terms of Emirates Skywards. If transaction not succeed, KTC will transfer the points back to your credit card that the member redeemed.
7. The Skywards Miles redemption for reward items is subject to the conditions set by Emirates Skywards.
8. KTC reserves the right to change details of the program without prior notice.
9. For more information about points, visit www.ktc.co.th.

Terms and Conditions for Etihad Guest Miles Redemption

1. “Cardmember” means a member of all kinds of KTC VISA / MASTERCARD / JCB / UNIONPAY credit cards  (except for such cards as are expressly excluded). The cardmember may use the KTC FOREVER points to redeem for Etihad Guest Miles on conditions set by KTC.
   It should be noted that the rates for point redemption and/or for redemption for Etihad Guest Miles may vary subject to airfare, package deal, goods/services and/or products, including costs and other related expenses which fluctuate according to the economic situation and marketing. KTC reserves the right to change those rates without prior notice. The cardmember is recommended to check the rates for point redemption and/or for redemption for Etihad Guest Miles at KTC PHONE 02 123 5000 before proceeding any further.
2. Any cardmember wishing to redeem for Etihad Guest Miles must be a member of Etihad Guest. Those who are not can apply for membership and find out more about Etihad Guest on https://www.etihadguest.com.
3. When the cardmember redeems the KTC FOREVER points for Etihad Guest Miles, the miles so redeemed cannot be converted back to KTC FOREVER points, and KTC reserves the right not to be held accountable for the redeemed points.
4. The redemption process for Etihad Guest Miles takes about 7-10 business days.
5. The owner of the credit card number and Etihad Guest membership number must be the same person.
6. The point redemption is subject to the terms of Etihad Guest. If transaction not succeed, KTC will transfer the points back to your credit card that the member redeemed.
7. The Etihad Guest Miles redemption for reward items is subject to the conditions set by Etihad Guest.
8. KTC reserves the right to change details of the program without prior notice.
9. For more information about points, visit www.ktc.co.th.

Terms and Conditions for EVA Air Infinity MileageLands Miles Redemption

1. “Cardmember” means a member of all kinds of KTC VISA / MASTERCARD / JCB / UNIONPAY credit cards  (except for such cards as are expressly excluded). The cardmember may use the KTC FOREVER points to redeem for Infinity MileageLands Miles on conditions set by KTC.
   It should be noted that the rates for point redemption and/or for redemption for Infinity MileageLands Miles may vary subject to airfare, package deal, goods/services and/or products, including costs and other related expenses which fluctuate according to the economic situation and marketing. KTC reserves the right to change those rates without prior notice. The cardmember is recommended to check the rates for point redemption and/or for redemption for Infinity MileageLands Miles at KTC PHONE 02 123 5000 before proceeding any further.
2. Any cardmember wishing to redeem for Infinity MileageLands Miles must be a member of Infinity MileageLands. Those who are not can apply for membership and find out more about Infinity MileageLands on http://www.evaair.com/en-gb/infinity-mileagelands/membership-benefits/introduction.
3. When the cardmember redeems the KTC FOREVER points for Infinity MileageLands Miles, the miles so redeemed cannot be converted back to KTC FOREVER points, and KTC reserves the right not to be held accountable for the redeemed points.
4. The redemption process for Infinity MileageLands Miles takes about 7-10 business days.
5. The owner of the credit card number and Infinity MileageLands membership number must be the same person.
6. The point redemption is subject to the terms of EVA Air Infinity MileageLands. If transaction not succeed, KTC will transfer the points back to your credit card that the member redeemed.
7. The Infinity MileageLands Miles redemption for reward items is subject to the conditions set by EVA Air Infinity MileageLands.
8. For EVA Air Infinity MileageLands terms & conditions, visit https://www.loyalty-program-terms.com/tc-002-eva-air-transfer-terms.
9. KTC reserves the right to change details of the program without prior notice.
10. For more information about points, visit www.ktc.co.th.

Terms and Conditions for Finnair Plus Points Redemption

1. “Cardmember” means a member of all kinds of KTC VISA / MASTERCARD / JCB / UNIONPAY credit cards  (except for such cards as are expressly excluded). The cardmember may use the KTC FOREVER points to redeem for Finnair Plus points on conditions set by KTC.
   It should be noted that the rates for point redemption and/or for redemption for Finnair Plus points may vary subject to airfare, package deal, goods/services and/or products, including costs and other related expenses which fluctuate according to the economic situation and marketing. KTC reserves the right to change those rates without prior notice. The cardmember is recommended to check the rates for point redemption and/or for redemption for Finnair Plus points at KTC PHONE 02 123 5000 before proceeding any further.
2. Any cardmember wishing to redeem for Finnair Plus points must be a member of Finnair Plus. Those who are not can apply for membership and find out more about Finnair Plus on https://www.finnair.com/int/gb/plus.
3. When the cardmember redeems the KTC FOREVER points for Finnair Plus points, the points so redeemed cannot be converted back to KTC FOREVER points, and KTC reserves the right not to be held accountable for the redeemed points.
4. The redemption process for Finnair Plus points takes about 7-10 business days.
5. The owner of the credit card number and Finnair Plus membership number must be the same person.
6. The point redemption is subject to the terms of Finnair Plus. If transaction not succeed, KTC will transfer the points back to your credit card that the member redeemed.
7. The Finnair Plus points redemption for reward items is subject to the conditions set by Finnair Plus.
8. KTC reserves the right to change details of the program without prior notice.
9. For more information about points, visit www.ktc.co.th.

Terms and Conditions for Lufthansa Miles & More Award Miles Redemption

1. “Cardmember” means a member of all kinds of KTC VISA / MASTERCARD / JCB / UNIONPAY credit cards  (except for such cards as are expressly excluded). The cardmember may use the KTC FOREVER points to redeem for Miles & More Award Miles on conditions set by KTC.
   It should be noted that the rates for point redemption and/or for redemption for Miles & More Award Miles may vary subject to airfare, package deal, goods/services and/or products, including costs and other related expenses which fluctuate according to the economic situation and marketing. KTC reserves the right to change those rates without prior notice. The cardmember is recommended to check the rates for point redemption and/or for redemption for Miles & More Award Miles at KTC PHONE 02 123 5000 before proceeding any further.
2. Any cardmember wishing to redeem for Miles & More Award Miles must be a member of Miles & More. Those who are not can apply for membership and find out more about Miles & More on https://www.miles-and-more.com/row/en/account/enrolment.html?esc=0TH02&campid=aff_kaligo_0819_permalink__ktb.
3. When the cardmember redeems the KTC FOREVER points for Miles & More Award Miles , the miles so redeemed cannot be converted back to KTC FOREVER points, and KTC reserves the right not to be held accountable for the redeemed points.
4. The redemption process for Miles & More Award Miles takes about 7-10 business days.
5. The owner of the credit card number and Miles & More service card number must be the same person.
6. The point redemption is subject to the terms of Lufthansa Miles & More. If transaction not succeed, KTC will transfer the points back to your credit card that the member redeemed.
7. The Miles & More Award Miles redemption for reward items is subject to the conditions set by Lufthansa Miles & More.
8. KTC reserves the right to change details of the program without prior notice.
9. For more information about points, visit www.ktc.co.th.

Terms and Conditions for Malaysia Airlines Enrich Miles Redemption

1. “Cardmember” means a member of all kinds of KTC VISA / MASTERCARD / JCB / UNIONPAY credit cards  (except for such cards as are expressly excluded). The cardmember may use the KTC FOREVER points to redeem for Malaysia Airlines Enrich Miles on conditions set by KTC.
   It should be noted that the rates for point redemption and/or for redemption for Malaysia Airlines Enrich Miles  may vary subject to airfare, package deal, goods/services and/or products, including costs and other related expenses which fluctuate according to the economic situation and marketing. KTC reserves the right to change those rates without prior notice. The cardmember is recommended to check the rates for point redemption and/or for redemption for Malaysia Airlines Enrich Miles  at KTC PHONE 02 123 5000 before proceeding any further.
2. Any cardmember wishing to redeem for Malaysia Airlines Enrich Miles must be a member of Enrich Malaysia Airlines Frequent Flyer Programme. Those who are not can apply for membership and find out more about Malaysia Airlines Enrich on https://www.malaysiaairlines.com/my/en/enrich.html.
3. When the cardmember redeems the KTC FOREVER points for Malaysia Airlines Enrich Miles, the miles so redeemed cannot be converted back to KTC FOREVER points, and KTC reserves the right not to be held accountable for the redeemed points.
4. The redemption process for Malaysia Airlines Enrich Miles takes about 7-14 business days.
5. The owner of the credit card number and Malaysia Airlines Enrich membership number must be the same person.
6. The point redemption is subject to the Malaysia Airlines Enrich redemption terms and conditions. If transaction not succeed, KTC will transfer the points back to your credit card that the member redeemed.
7. The Malaysia Airlines Enrich Miles redemption for reward items is subject to the conditions set Malaysia Airlines Enrich.
8. KTC reserves the right to change details of the program without prior notice.
9. For more information about points, visit www.ktc.co.th.

Terms and Conditions for Qantas Frequent Flyer Points Redemption

1. “Cardmember” means a member of all kinds of KTC VISA / MASTERCARD / JCB / UNIONPAY credit cards  (except for such cards as are expressly excluded). The cardmember may use the KTC FOREVER points to redeem for Qantas Frequent Flyer Points  on conditions set by KTC.
   It should be noted that the rates for point redemption and/or for redemption for Qantas Frequent Flyer Points   may vary subject to airfare, package deal, goods/services and/or products, including costs and other related expenses which fluctuate according to the economic situation and marketing. KTC reserves the right to change those rates without prior notice. The cardmember is recommended to check the rates for point redemption and/or for redemption for Qantas Frequent Flyer Points  at KTC PHONE 02 123 5000 before proceeding any further.
2. Any cardmember wishing to redeem for Qantas Frequent Flyer Points   must be a member of Qantas Frequent Flyer. Those who are not can apply for membership and find out more about Qantas Frequent Flyer on https://www.qantas.com/fflyer/dyn/program/welcome.
3. When the cardmember redeems the KTC FOREVER points for Qantas Frequent Flyer Points, the points so redeemed cannot be converted back to KTC FOREVER points, and KTC reserves the right not to be held accountable for the redeemed points.
4. The redemption process for Qantas Frequent Flyer Points takes about 7-10 business days.
5. The owner of the credit card number and Qantas Frequent Flyer membership number must be the same person.
6. The point redemption is subject to the terms of Qantas Frequent Flyer. If transaction not succeed, KTC will transfer the points back to your credit card that the member redeemed.
7. The Qantas Frequent Flyer Points redemption for reward items is subject to the conditions set by Qantas Frequent Flyer.
8. KTC reserves the right to change details of the program without prior notice.
9. For more information about points, visit www.ktc.co.th.

Terms and Conditions for United Airlines MileagePlus Award Miles Redemption

1. “Cardmember” means a member of all kinds of KTC VISA / MASTERCARD / JCB / UNIONPAY credit cards  (except for such cards as are expressly excluded). The cardmember may use the KTC FOREVER points to redeem for MileagePlus Award Miles on conditions set by KTC.
   It should be noted that the rates for point redemption and/or for redemption for MileagePlus Award Miles may vary subject to airfare, package deal, goods/services and/or products, including costs and other related expenses which fluctuate according to the economic situation and marketing. KTC reserves the right to change those rates without prior notice. The cardmember is recommended to check the rates for point redemption and/or for redemption for MileagePlus Award Miles at KTC PHONE 02 123 5000 before proceeding any further.
2. Any cardmember wishing to redeem for MileagePlus Award Miles must be a member of MileagePlus. Those who are not can apply for membership and find out more about MileagePlus on https://www.united.com/web/en-US/content/mileageplus/default.aspx.
3. When the cardmember redeems the KTC FOREVER points for MileagePlus Award Miles, the miles so redeemed cannot be converted back to KTC FOREVER points, and KTC reserves the right not to be held accountable for the redeemed points.
4. The redemption process for MileagePlus Award Miles takes about 7-10 business days.
5. The owner of the credit card number and MileagePlus membership number must be the same person.
6. The point redemption is subject to the terms of United Airlines MileagePlus. If transaction not succeed, KTC will transfer the points back to your credit card that the member redeemed.
7. The MileagePlus Award Miles redemption for reward items is subject to the conditions set by United Airlines MileagePlus.
8. For United Airlines MileagePlus terms & conditions, visit https://www.loyalty-program-terms.com/tc-003-united-terms.
9. KTC reserves the right to change details of the program without prior notice.
10. For more information about points, visit www.ktc.co.th.

Terms and Conditions for Le Club AccorHotels Rewards Points Redemption

1. “Cardmember” means a member of all kinds of KTC VISA / MASTERCARD / JCB / UNIONPAY credit cards  (except for such cards as are expressly excluded). The cardmember may use the KTC FOREVER points to redeem for Le Club AccorHotels Rewards Points on conditions set by KTC.
   It should be noted that the rates for point redemption and/or for redemption for Le Club AccorHotels Rewards Points  may vary subject to airfare, package deal, goods/services and/or products, including costs and other related expenses which fluctuate according to the economic situation and marketing. KTC reserves the right to change those rates without prior notice. The cardmember is recommended to check the rates for point redemption and/or for redemption for Le Club AccorHotels Rewards Points at KTC PHONE 02 123 5000 before proceeding any further.
2. Any cardmember wishing to redeem for Le Club AccorHotels Rewards Points  must be a member of Le Club AccorHotels. Those who are not can apply for membership and find out more about Le Club AccorHotels on https://www.accorhotels.com/gb/leclub/index-no-connect.shtml.
3. When the cardmember redeems the KTC FOREVER points for Le Club AccorHotels Rewards Points, the points so redeemed cannot be converted back to KTC FOREVER points, and KTC reserves the right not to be held accountable for the redeemed points.
4. The redemption process for Le Club AccorHotels Rewards Points takes about 7-10 business days.
5. The owner of the credit card number and Le Club AccorHotels member ID must be the same person.
6. The point redemption is subject to the terms of Le Club AccorHotels . If transaction not succeed, KTC will transfer the points back to your credit card that the member redeemed.
7. The Le Club AccorHotels Rewards Points redemption for reward items is subject to the conditions set by Le Club AccorHotels.
8. KTC reserves the right to change details of the program without prior notice.
9. For more information about points, visit www.ktc.co.th.

Terms and Conditions for Best Western Rewards Points Redemption

1. The right to redeem for Best Western Rewards points is reserved for the members of KTC – BEST WESTERN PLATINUM MASTERCARD credit card only. The sixteen figure number at the bottom of a KTC – BEST WESTERN PLATINUM MASTERCARD credit card is the Best Western Rewards number.
2. Any cardmember wishing to redeem for Best Western Rewards points must be a member of Best Western Rewards. Those who are not can apply for membership and find out more about Best Western Rewards on www.bestwesternrewards.com or at 02 656 1260.
3. When the Cardmember redeems the KTC FOREVER points for Best Western Rewards points, the points so redeemed cannot be converted back to KTC FOREVER points, and KTC reserves the right not to be held accountable for the redeemed points.
4. The redemption process for Best Western Rewards points takes about 3 business days.
5. The owner of the credit card number and Best Western Rewards membership number must be the same person.
6. The point redemption is subject to the terms of Best Western International. If transaction not succeed, KTC will transfer the points back to your credit card that the member redeemed.
7. The Best Western Rewards points can be redeemed for hotel room gift vouchers at Best Western Hotels worldwide instantly, but it will take about 14 business days for redemption of other reward items.
8. The Best Western Rewards point redemption for reward items is subject to the conditions set by Best Western International.
9.  KTC reserves the right to change the privileges, discounts and conditions of the program without prior notice.
10. For more information about points, visit www.ktc.co.th

Terms and Conditions for IHG® Rewards Club Points Redemption

1. “Cardmember” means a member of all kinds of KTC VISA / MASTERCARD / JCB / UNIONPAY credit cards  (except for such cards as are expressly excluded). The cardmember may use the KTC FOREVER points to redeem for IHG® Rewards Club Points on conditions set by KTC.
   It should be noted that the rates for point redemption and/or for redemption for IHG® Rewards Club Points  may vary subject to airfare, package deal, goods/services and/or products, including costs and other related expenses which fluctuate according to the economic situation and marketing. KTC reserves the right to change those rates without prior notice. The cardmember is recommended to check the rates for point redemption and/or for redemption for IHG® Rewards Club Points at KTC PHONE 02 123 5000 before proceeding any further.
2. Any cardmember wishing to redeem for IHG® Rewards Club Points must be a member of IHG® Rewards Club. Those who are not can apply for membership and find out more about IHG® Rewards Club on https://www.ihg.com/rewardsclub/content/gb/en/home.
3. When the cardmember redeems the KTC FOREVER points for IHG® Rewards Club Points, the points so redeemed cannot be converted back to KTC FOREVER points, and KTC reserves the right not to be held accountable for the redeemed points.
4. The redemption process for IHG® Rewards Club Points takes about 7-10 business days.
5. The owner of the credit card number and IHG® Rewards Club membership number must be the same person.
6. The point redemption is subject to the terms of IHG® Rewards Club. If transaction not succeed, KTC will transfer the points back to your credit card that the member redeemed.
7. The IHG® Rewards Club Points redemption for reward items is subject to the conditions set by IHG® Rewards Club.
8. KTC reserves the right to change details of the program without prior notice.
9. For more information about points, visit www.ktc.co.th